One goal of filing Chapter 7 or Chapter 13 bankruptcy is finding a discharge of consumer debts. Nevertheless, particular debts are non-dischargeable, and figuratively speaking tend to be included in this. The only real exclusion occurs when a debtor can show that repaying the students loans would cause an undue difficulty. You can get your student loans discharged if you can prove undue hardship.
In many courts, you may either have the entirety of the education loan released, or perhaps you cannot have it released at all. Specific courts, nevertheless, can be willing to discharge a percentage associated with education loan if you pass the hardship test they use. Continue reading Can other people be accountable for my debts once I die?